From the agreement to bank acceptance, one continuous record.
Evidiam turns a sponsor-bank agreement into approved obligations, prepares monthly evidence work against your real data, produces a signed packet, and records the bank's acceptance against the exact snapshot it reviewed.
The relationship starts with the agreement, not a blank checklist.
Most tools hand you an empty template and ask you to map your program to it. Evidiam derives the requirements from the document that actually governs the partnership, then asks a human to confirm.
- 01
Feed in the agreement
Upload the sponsor-bank agreement and its exhibits as a document set.
- 02
AI extracts obligations
Each requirement is parsed out with a verbatim source quote, so nothing is invented.
- 03
CCO ratifies
Your compliance leader reviews, edits, and approves the set. Approval is the gate.
- 04
Becomes your baseline
The ratified obligations become the managed template you operate and prove against.
derive, then confirm · no requirement enters the baseline without a human approval and a source quote
AI prepares the month. People own the judgments.
Evidiam does the preparation that consumes a compliance team: reading source rows, drafting rationale, and assembling packet work. Then it stops and waits for a decision. Nothing is final until a named officer signs it.
OFAC dispositions
AI drafts a rationale for each screening alert; an officer clears or escalates.
SAR triggers
Triggers are surfaced with a drafted decision and a documented basis for filing or not.
Exceptions & remediation
Open items are tracked, aged, and remediated, with the trail attached.
Period narrative
A drafted monthly narrative your officers edit and own before sign-off.
The packet is the proof object.
Each period closes into one signed packet per sponsor bank: executive summary, KPIs, every disposition and decision, the full sign-off chain, and coverage proof against each approved obligation. It is snapshotted, hash-pinned, and exportable as an examination binder.
- Coverage proof: every obligation evidenced or attested, with a reason
- Snapshot proof: versioned state hash plus bound PDF hash
- Portable proof: the same accepted structure for every bank
Northwind Financial → First Partner Bank
BSA/AML posture · May 2026
- BSA OfficerM. OkaforJun 03 · 14:22
- Head of ComplianceR. DelgadoJun 04 · 09:10
- CCOS. BauerJun 04 · 16:48
Accepted by R. Chen, VP, Program Oversight
The packet is not done until the bank accepts it.
Acceptance is not a checkbox. Evidiam records who accepted, what they accepted, when they accepted it, and which exact PDF was in front of them.
- 01
Send the secure link
A token-scoped review link opens the signed packet and examination binder without creating a bank account.
- 02
Accept or request changes
The bank reviewer can accept the packet for recurring reporting or request changes before acceptance.
- 03
Pin the exact artifact
Acceptance records the snapshot version, state hash, PDF hash, reviewer identity, and acceptance date.
- 04
Reuse the trust record
Accepted packets roll into a portable profile a future sponsor bank can verify independently.
AI prepares. A human decides. The line never blurs.
Every AI-assisted item is labeled as such and carries the name and role of the person who approved it. The model accelerates the work; it never holds the pen on a regulatory judgment. That boundary is enforced in the system, not just the policy.
Read-only by design.
Evidiam accepts CSV, read-only warehouse pulls, and selected monitoring sources where configured. It never writes back to systems of record, and it never moves money. The analysis comes to the data; the evidence comes to you.
See it run on your agreement.
Bring a sponsor-bank agreement and a month of data. We'll show you the accepted packet path it produces.